Looking For A New Financial Advisor?
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Who We Are
We are a Registered Investment Adviser providing retirement planning & tax-efficient wealth management to our local communities. As a fiduciary, we are custom to every client, prefer simplicity (e.g. Index ETFs, CD, Schwab), or can work on an hourly basis.
William Haynes
Advisor
Monique Holloway
Advisor
Hetal Saki
Advisor
Jason Koenig
Advisor
Dino Patelis
Advisor
Dustin Volentine
Advisor
Adam Cross
Director & Advisor
How It Works
- Get started for a free evaluation
- Make decision, sign agreements, etc
- Login, transfer or cancel anytime
Locations
Our advisors work remotely in the areas indicated below & can meet with you how you prefer (e.g. in-person, phone, zoom).
FAQ
Are you a fiduciary?
Yes, we have a legal obligation to act in your best interest.
What does a financial advisor do?
Every client situation is unique, and there is no one size fits all answer. Some examples are: budgeting, portfolio management, goal setting, organization, behavioral coaching, retirement, tuition, tax & estate planning, personalized service and family relationship.
Why should I pay a financial advisor?
Look closely at your accounts. Chances are, you are paying in one way or another (e.g. lost interest on deposits, paid interest on debt, expense ratios, surrender costs, etc). The question then becomes, are you better off continuing your current strategy at “X” cost, or hire a professional looking out for your best interest at “Y” cost.
Will there be tax or penalty if I switch?
Typically not, but we would need to review what is being transferred first. Usually, we can transfer assets “in-kind” or by way of “rollover”, which isn’t a taxable event.
How do you make money?
We work on an hourly basis or can manage accounts for a negotiated management fee
If I decide to cancel, how do I do it?
There are a few ways:
- Contact Schwab and they will remove us as your advisor
- Contact a new custodian and initiate an account transfer
- Contact us and we will remove ourselves (or tap here)
Do you offer retirement planning?
Yes, from our 1 page checklist, to comprehensive analysis, it all starts with a goal (e.g. retire by 67).
What is your investment philosophy?
We are 100% custom to your unique situation and existing assets. Generally, we prefer simple solutions like Index ETFs & CDs.
Can you help with my taxes & estate?
Yes, but there are boundaries. As an example, we can help you tax-loss or gain harvest, convert to roth, designate certain lots for charitable giving, or help with required minimum distributions, but we could not help you navigate an IRS audit. Or, we can help convert your accounts to a trust to address complex issues, work with your power of attorney, or designate beneficiaries, but we could not draft the governing document(s) themselves.