We Are Fiduciary Financial Advisors
Serving working professionals, retirees, and multi-generational families
Ready to talk? Schedule a free consultation
Our Advisors:
William Haynes
Monique Holloway
Hetal Saki
Dino Patelis
Dustin Volentine
Jason Koenig
Adam Cross
How It Works:
Step 1. Get Started
Answer a few quick questions to connect with one of our fiduciary financial advisors
Ready to talk? Schedule a free consultation
Step 2. Discuss Goals
When you are ready – an introduction call to see if our services are a good fit.
Step 3. Personalized Advice
We’ll follow up with a plan of action & next steps – no obligation, cancel anytime
Locations:
Our advisors work remotely in the areas indicated below & can meet with you how you prefer (e.g. in-person, phone, zoom).
Services:
Ongoing Management
We oversee your investments and serve as your go-to advisor for financial decisions
Accounts with Charles Schwab – Cancel anytime
Frequently asked questions:
What are your fees?
Our fees for investment management (which includes financial planning & consulting) are negotiated, deducted from your investment accounts, and typically range from 0.30% – 1.0%. For example, let’s say you have $500,000 of investable retirement assets and we agree to an annual fee of 0.80%. The 0.80% is divided by 12 for a monthly fee of 0.067%, which is multiplied by your account balance, which equates to a monthly fee of approx. $333 per month.
How will you invest my account?
We are 100% custom to your unique situation, existing investments, and will talk with you before making any major changes. Generally, we prefer simple solutions like index funds / ETFs, CDs, money market funds, etc.
Is there tax or penalty if I move my accounts?
Generally not, but we would need to see what is being transferred first.
What is your minimum?
We have a soft minimum of $100,000, but exceptions can be made for working professionals who are aggressively saving.
Are there any extra or hidden fees?
Not that we receive, but most investment products do have an expense ratio. Generally, we try to recommend / invest in products with low expense ratios. Additionally, Charles Schwab does charge ad-hoc fees should there be additional services rendered (e.g. wires, lending).
How do I cancel or stop your service?
To remove us as your advisor you can:
- Cancel here or contact your advisor
- Contact Charles Schwab
- Initiate transfer from another institution
As-Needed Advice
Ideal if you want a financial plan, second opinion, or help with a specific decision
No account required – From $25/mo
Frequently asked questions:
What are your fees?
Our fees for financial planning & consulting are paid by check or card, and are typically $100 – $300 per hour. For example, let’s say you want 1 hour of work per year and we agree to a rate of $300 per hour. Once the 1 hour of work is finished, we send you an invoice for $300. Further, we give you the option to pay over 12 months to lower the barrier to quality financial advice (~$25/mo)
How many hours do I need and what else is included?
Generally, a few hours per year is a good starting point. If you want more comprehensive analysis on your specific situation, just let your advisor know. Financial planning software access is included for ongoing customers.
What is your minimum?
We do not require an investment account and our service minimum is 1 hour.
Are there any extra or hidden fees?
Not that we receive, but if we are helping you with outside investing, most investment products do have an expense ratio. Generally, we try to recommend / invest in products with low expense ratios.
How do I cancel or stop your service?
Cancel here or contact your advisor
Need More?
Ready to talk? Schedule a free consultation