Dino Patelis
Dino Patelis is a financial advisor and 20-year Navy veteran who served our country in numerous roles: department head, operations manager, division officer, recruiter and counselor. Upon leaving the military, he completed his bachelor’s degree in business administration from St. Leo’s College. Over the past 20 years, he has focused on serving his community, families, and small business owners as a financial advisor specializing in retirement, estate considerations, investments and insurance needs. His motto is ” to serve others”. His compassion, empathy and personable nature has led him to the AMC Wealth team as a financial advisor. He has been married to his amazing wife, Barbara, for 25 years and has a son, Lance. Currently, he is a member of numerous networking groups throughout the North Fulton area. As a proud veteran, he is committed to helping fellow veterans network with civilian counterparts. He enjoys cooking and traveling to Italy and spending time with family and friends sharing a good scotch, cigar or meal!
Why Dino Patelis?
A major benefit of working with Dino is that he is on a team with other like-minded advisors (who all adhere to the fiduciary standards of care), adding longevity to the best interest of your financial plan & portfolio. He works on a negotiated basis, usually on an hourly basis or portfolio management with Charles Schwab.
Dino Patelis
Frequently Asked Questions:
Are you a fiduciary?
Yes, we have a legal obligation to act in your best interest by way of “service”.
What does a financial advisor do?
There is not one size fits all answer, but some examples include: investment selection or management, goal setting, organization, behavioral coaching, retirement, tuition, tax & estate planning, personalized service and family relationship.
Why should I pay a financial advisor?
Look closely at your account(s) and the total expense (e.g. ratios, commissions, surrender / opportunity costs, lost interest on cash balances, paid interest on debt). Chances are, you are already paying in some way or another. The question then becomes, are you better off continuing your current strategy at “X” cost, or hire a professional looking out for your best interest at “Y” cost.
How does it work?
First: Schedule a call
Then: Decide if you like us
Last: Cancel anytime if unhappy
Will there be tax or penalty if I switch?
Typically not, but we would need to review what is being transferred first. Usually, we can transfer assets “in-kind” or by way of “rollover”, which isn’t a taxable event.
How do I pay?
Option 1: We can manage your account(s) via Charles Schwab where your service-fees would be deducted. Our service rates are tiered & negotiable, ranging from 0.17% – 1.0% or their effective flat-fee equivalent (i.e. if you have $2,000,000, but are limited complexity & think a $10,000 flat-fee is more fair, we would set your service-fee to it’s effective equivalent of 0.50% for year 1, then simply renegotiate in year 2). Cancel or end service at anytime.
Option 2: We can work with you on an hourly basis at a rate of $200, which can be broken into 30 minute intervals, for a starting price point of $100. This method would be paid via check or card.
For important regulatory information, please visit adviserinfo.sec.gov/firm/summary/308157
If I decide to cancel, how do I do it?
You can contact us and we will remove ourselves from your account, contact the custodian (i.e. Charles Schwab) and they will remove us from your account, or transfer your account to another institution.
Do you offer retirement planning?
Yes, from our 1 page checklist, to comprehensive analysis, it all starts with a goal (e.g. retire by 67, more vacations with family).
What is your investment philosophy?
We are 100% custom to your unique situation and existing assets. Generally, we prefer ETFs which have low (i.e. 0.04%) expense ratios, but remain flexible if you have a tax basis, preference, or limitation to Mutual Funds, CDs, Stocks, Swap Funds, Options, Treasuries, etc.
Can you help with my taxes & estate?
Yes, but there are boundaries. As an example, we can help you tax-loss or gain harvest, convert to roth, designate certain lots for charitable giving, or help with required minimum distributions, but we could not help you navigate an IRS audit. Or, we can help convert your accounts to a trust to address complex issues, work with your power of attorney, or designate beneficiaries, but we could not draft the governing document(s) themselves.