Do you agree with being fee-only?

Instead of selling products for commission or trails, we simply provide service on an hourly or negotiated aum basis. Thus, we have a fiduciary duty to our clients, not the investments. FAQ: But what if the client has a need for an annuity or insurance? Answer: If you were compensated the exact same, would your recommendations be the exact same? If so, simply educate & serve the client on an hourly or negotiated aum basis!